Europe

Sweden Gambling License in 2026: Spelinspektionen, 22% Tax and the 2026 Changes

How Sweden licenses online gambling in 2026: Spelinspektionen's commercial online gaming, betting and B2B software licenses, the 22% gambling tax, new supervision fees, the credit ban and Spelpaus.

By Gambling Consulting ExpertUpdated

Short answer

Sweden licenses online gambling through Spelinspektionen under the Gambling Act (2018:1138). Operators need a commercial online gaming and/or betting license, valid for up to five years, and game suppliers need a B2B gambling software license. Gambling tax is 22% of GGR since 1 July 2024. From 1 March 2026 supervision fees are SEK 240,000 a year per B2C license, and a full ban on credit-funded gambling applies from 1 April 2026.

Sweden re-regulated its market on 1 January 2019, replacing the state monopoly with a licensing system for commercial operators. Since then the rules have tightened steadily: a B2B license for game suppliers in 2023, a tax increase to 22% in 2024 and, in 2026, new enforcement powers, higher supervision fees and a ban on credit-funded gambling.

This page replaces our earlier Sweden guide. For other routes, see our gambling license services.

Sweden gambling license: key facts for 2026

ItemPosition in 2026
RegulatorSpelinspektionen (Swedish Gambling Authority)
LawGambling Act (2018:1138); Gambling Ordinance (2018:1475)
B2C licensesCommercial online gaming; betting
B2B licenseGambling software license (required since 1 July 2023)
TermUp to 5 years
Gambling tax22% of GGR (since 1 July 2024)
Supervision feeSEK 240,000 a year per B2C license (from 1 March 2026)
CreditCredit-funded gambling banned from 1 April 2026
Self-exclusionSpelpaus
BonusesOnly at the first gambling occasion

The 2026 changes

  • 1 January 2026 — wider enforcement and sanction powers for Spelinspektionen, including license revocation;
  • 1 March 2026 — new supervision fees under SIFS 2026:1, charged per license;
  • 1 April 2026 — full ban on processing credit-linked payments: credit cards, personal loans, overdrafts and buy-now-pay-later;
  • Planned — repeal of the “directional criterion”, which would extend Spelinspektionen’s reach over unlicensed operators accepting Swedish customers.

Requirements

  • Fit and proper owners and management, and financial capacity;
  • A representative in Sweden for applicants established outside the EEA;
  • Certified gambling systems and games, tested by an accredited body;
  • Spelpaus integration, mandatory deposit limits set by players and duty-of-care monitoring;
  • Bonus offers only at the first gambling occasion;
  • Moderate marketing and AML/CFT compliance.

The application process

  1. Scope: commercial online gaming, betting, B2B software or a combination.
  2. File: ownership and fit-and-proper information, financial evidence, policies and technical certificates.
  3. Apply to Spelinspektionen and pay the application fee.
  4. Review, typically several months, with requests for information.
  5. Go-live with Spelpaus and reporting connections in place.

Our news coverage of Spelinspektionen’s sports betting restrictions shows how the regulator applies the rules in practice.

Sweden or another jurisdiction?

  • Denmark — 28% tax and five-year licenses.
  • Netherlands — 37.8% tax and strict deposit rules.
  • Malta — EU hub license held by most Swedish licensees.

How Gambling Consulting Expert can help

We prepare the Spelinspektionen application, the B2B software license for suppliers, and the Spelpaus, bonus and payment controls the 2026 rules require. Request a Sweden licensing assessment.

Sweden gambling license — FAQ

What licenses does Sweden issue for online gambling?

Commercial online gaming (casino) and betting licenses for B2C operators, usually held together, and a gambling software license for B2B suppliers of games and platforms. Licenses run for up to five years.

What is the gambling tax in Sweden?

22% of gross gaming revenue since 1 July 2024, up from 18%. A motion to cut it back to 18% was tabled in 2024 but has not been adopted.

What are the supervision fees from 2026?

From 1 March 2026 (regulation SIFS 2026:1), each B2C license carries an annual supervision fee of SEK 240,000, charged per license rather than per group. B2B software licenses pay a much lower fee.

Do game suppliers need a Swedish license?

Yes. Since 1 July 2023, suppliers that manufacture, provide, install or modify gambling software for Swedish licensees need a gambling software license.

What is Spelpaus?

The national self-exclusion register. Licensees must check it and block registered players from gambling and marketing.

What changed in 2026?

Spelinspektionen gained wider enforcement and sanction powers from 1 January 2026, new supervision fees applied from 1 March 2026, and a full ban on credit-funded gambling — credit cards, loans, overdrafts and buy-now-pay-later — took effect on 1 April 2026.

Official sources and references

  1. Spelinspektionen — Swedish Gambling Authority
  2. SBC News — Sweden inspectorate changes for 2026 (February 2026)
  3. Intergame — Increased gambling tax in Sweden comes into effect (July 2024)
  4. Gambling Act (2018:1138) and Gambling Ordinance (2018:1475)

Regulatory review: . General information, not an individual legal or tax opinion. Confirm licensing eligibility, current charges and technical conditions before filing.

Planning a Swedish license?

We prepare the Spelinspektionen application, the B2B software license for suppliers, and the Spelpaus, bonus and payment controls the 2026 rules require.

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